Three tiers. One principle.
Three editions. A consistent experience. Choose the form that fits your life.
Virtual — Online, on your terms.
The high-velocity digital credential for online spending and mobile-wallet payments.
- Up to $10,000 USDT spend capacity
- Instant issue in under 30 seconds
- Apple Pay and Google Pay
- Merchant-locked cards for subscriptions
- Single-use cards for selected purchases
- SaaS, AI tools, cloud, advertising, travel and tap-to-pay
Spend capacity: Up to $10,000 USDT. Issuance: 5 USDT.
Plastic — Made to go with you.
The elegant physical card for customers who want strong global utility.
- Up to $1,000,000 USDT spend capacity
- Durable graphite form with contactless chip
- Point-of-sale, online and global ATM access
- Delivery in 24–48 hours after the first deposit*
- Retail, airports, hotels, restaurants, travel and business spend
Spend capacity: Up to $1,000,000 USDT. Issuance: 99 USDT.
Metal — A different kind of presence.
Unlimited access in a premium physical object, with a private-service pathway.
- Unlimited spend capacity
- Brushed metal with a precision chamfered edge
- Numberless front for discretion
- Private courier delivery in 24–48 hours after the first deposit*
- Premium support and concierge pathway
Spend capacity: Unlimited. Issuance: 299 USDT.
*Physical Plastic and Metal cards are delivered in 24–48 hours in supported locations after the first successful deposit. Availability and timing depend on the delivery address, local regulatory availability, courier coverage and identity verification.
Cashback with quiet value.
Eligible purchases can earn cashback directly to the VALERO rewards balance. Redeem it, accumulate it, or use it toward a future spending allocation.
Cashback benefits vary by tier, offer, campaign, merchant category and eligibility.
Costs & fees